a piece of paper with the four areas of budgeting: income, non-variable non-discretionary spending, variable non-discretionary spending, variable discretionary spending

Budgeting Part 2: Put it together and what’ve you got…

I’m not sure if putting all this together is quite as easy as Bibbidi Boppidi Boo, but I do think this second part is easier than the first.

Now that you’ve got all your expenses averaged and categorized, we’re going to do a little of that adding and subtracting I told you about last time.

First, add up your income.

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Budgeting Part 1: Let’s start at the very beginning…

a very good place to start. When we read we begin with A, B, C. When you take control of your finances you begin with bud-get-ing!

Please forgive me, Goddess Julie Andrews, for butchering the song you made so famous.

I love budgeting, and it really is deceptively simple. You’re not doing any more complicated math than you were in kindergarten. While many prefer tech-y ways like YNAB or Mint, I make mine old-school: on paper.

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