a piece of paper with the four areas of budgeting: income, non-variable non-discretionary spending, variable non-discretionary spending, variable discretionary spending

Budgeting Part 2: Put it together and what’ve you got…

I’m not sure if putting all this together is quite as easy as Bibbidi Boppidi Boo, but I do think this second part is easier than the first.

Now that you’ve got all your expenses averaged and categorized, we’re going to do a little of that adding and subtracting I told you about last time.

First, add up your income.

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